26 Apr 2024 04:03 PM
Im totally confused. Sky protect or d& g sky protect whats the difference & why do i have both ?? Affording the monthly payments is becoming difficult i need to lose one at least. I have been sky customer 25 years. Need some advice please @Sky
27 Apr 2024 08:52 AM - last edited: 27 Apr 2024 08:58 AM
Posted by a Superuser, not a Sky employee. Find out more
Sky Protect from Zurich is traditional Building & Contents insurance: often required to have a mortgage, for example.
Sky Protect from D&G is device insurance (effectively an extended warranty and accidental damage cover for a few named electronic devices)
Building & Contents insurance doesn't replace a television set or Sky box when these stop working.
Device insurance doesn't get your house rebuilt if it burns down.
Typically Building & Contents is considerably more expensive because it's covering hundreds of thousands of pounds of risk. Device insurance should be a few pounds a month, but 'protects' very little.
27 Apr 2024 10:19 AM
Thanks for response. So basically I dont need either as I have full contents & accidentall cover through my home insurance.
thanks
28 Apr 2024 09:36 PM - last edited: 28 Apr 2024 09:37 PM
Posted by a Superuser, not a Sky employee. Find out more
Home insurance doesn't cover repair or replacement of electronic items which fail when out of warranty though.